Texans Dream Realty Property Management Inc. has a team of professional Realtors who make it simple to find the perfect home for sale in the Greater Houston Area using their proven simple steps.
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Seasoned home buyers know that one of the first-steps in beginning a successful search for a new house is taking a hard look at their finances. Knowing how much money you can allocate to the purchase of your new home affects every aspect of your home buying such as how offers are written, qualifying for a mortgage program of choice and shopping for the best mortgage loan.
Our Realtors will assist in Securing Your Financing. We have partner lenders who can assist you every step of the way.
Your next step is to get prequalified for a mortgage. This step will require you to provide your financial information such as your income, checking and savings as investment portfolios you own. Every penny counts!
A pre-approval letter will be provided to you by your lender of choice. This letter will make your offer stronger and solid.
When you are purchasing a home, and have an experienced, when you are purchasing a home, and having one of our experienced, responsive mortgage bankers assist you can make the process much easier. Every homebuyer has their own priorities when choosing a mortgage. Some are interested in keeping their monthly payments as low as possible. Others are interested in making sure that their monthly payments never increase. And still others pick a loan based on the knowledge they will be moving again in just a few years.
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Not only will a preapproval letter let you know your buying power, but it’s also excellent negotiation tool.
When it’s time to submit an offer, having a preapproval letter from your lender helps your agent negotiate the best deal possible.
If a seller has multiple offers on his property, he’s more likely to accept the offer from the buyer that has a preapproved letter or negotiate a better deal.
A pre-approval letter helps you negotiate the best price possible as the seller knows if they reach an agreement with you that you will be able to close on the transaction.
